Fintech meets Blockchain Event in Oradea

On June 17th, the Romanian Blockchain Community brought together fintech leaders, blockchain innovators, and legal experts for a dynamic event in Oradea, marking a pivotal moment in the national conversation around blockchain and financial technology. From payments and compliance to digital identity, lending, and tokenization, this gathering marked a significant milestone for Romania’s evolving Web3 space, offering a unique opportunity for collaboration between blockchain-native builders and traditional corporate actors.

Topics That Defined the Day

The discussion centered around five critical topics that emerged as core pillars for blockchain adoption:

  1. Blockchain’s Role in Financial Inclusion: The speakers emphasized how blockchain can revolutionize cross-border payments and offer financial access to the underbanked and underserved, particularly in emerging markets.

  2. The Regulatory Gap: The lack of clear legal frameworks was identified as a major barrier to adoption in Romania. Compared to jurisdictions like Switzerland, Singapore, and the UAE, local legislation still lags behind the pace of innovation, leaving many blockchain-based business models in legal grey zones.

  3. Corporate Understanding and Education: Corporate players are curious but cautious. While large institutions like JP Morgan are already deploying blockchain for real-time interbank payments, broader corporate understanding and adoption remain limited, highlighting the need for education and hands-on case studies.

  4. Collaboration Over Isolation: A strong consensus emerged around the importance of collaboration between tech communities, enterprises, and policymakers. Without structured dialogue, innovation risks remaining fragmented and ineffective.

  5. DeFi's Strategic Opening: DeFi startups are encouraged to seize the current momentum. With growing institutional interest, now is the time for builders to articulate their value, demonstrate real-world use cases, and establish professional credibility.

About the Speakers

The event featured a wonderful lineup of speakers, including:

  • Daiana Marculescu: Leader of The Romanian Blockchain Builders Community, Founder of Comets of Web3 and SunDAO

  • Cristina Reichmann: legal expert at CMS Romania, specializing in financial regulations and blockchain law.

  • Alina Nicolescu: Commercial Banking Veteran and digital innovator

  • Ilie (Elijah) Pușcaș: Binance representative in Romania

What’s Next

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